Ca$hing In
I acted responsibly for once this weekend.
I’d managed to build up nearly £900 in my bank account after the decision to take £300 as a Christmas advance (something that I soon found out I didn’t need – not in the slightest!), the major temptation with that amount of money is to blow it on something big. It’s happened time and time again with me, Xboxes, Macs, PS3′s. When it comes to money and gadgets – I have form!
However, the circumstances are currently a little different. My contract at the ILF is only a seven month affair. It started the 1st of September and runs until the end of March, so wasting copious amounts of cash wouldn’t be the wisest move. In all likelihood they will keep me on with another short term contract, but just to be on the safe side I need a back up plan.
Hoarding the money seemed the better option, until my parents pointed out that spending a large chunk of the money on outstanding bills (£250 at Argos, £360 at Home Shopping Direct) would be better for a possible jobless person such as myself, as these respective companies wouldn’t be hounding me monthly for a tiny portion of what I owe them. With the end of my mobile phone contract (possibly the last ever one, i can’t see anyone taking me on with my credit rating!) the only money I have outgoing each month is board and £60 on a bus pass. Marvellous!
It’s good that these bills are settled, although I now have the rather more substantial matter of the £2100 i owe HSBC. But having made the jump into responsibility by paying off these bills, I could see myself debt free within the year – should the news about my job be positive…
Of course it wouldn’t be me without some sort of mad purchase. And within a few months I will have just that. I’ve got my eye on a brand new TV (yes, another one), that will replace the monitor and old 28″ telly that currently reside in my bedroom. It’s a Sony Bravia LCD 37″ TV that looks awesome, and is a snip at £600 at Amazon. I feel I’ve done the responsible part by paying off the bills, now onto the mad part where I spunk away all my cash on needless technology.
Which of course is the best part!